If you have been impacted by the recent New Mexico wildfires, we have options to help. Call 1 (800) 880-5328 to learn more.

Kirtland FCU branches and the Member Contact Center will be closed Monday, May 30 in observance of Memorial Day.

Club F.I.T. Scholarship
We are awarding four scholarships in 2022. Each scholarship is $2,500!
Application deadline is May 31, 2022.
Learn More
9-month certificate
Build your savings securely with our LIMITED TIME* SPECIAL 9-MONTH CERTIFICATE. Open with as little as $500!
Learn more
get home summer ready!
Spring into summer with a new space, an updated kitchen, a new patio, pool - a whole new look! We've got the tools you need to get it done.
see how
hit the open road
Finance your next vehicle with Kirtland FCU at Reliable Chevrolet this May, and get $500 off the purchase price!
Learn more
bills aren't fun
Shredded bills make the best confetti! Consolidate your debts into one manageable fixed-rate payment with a debt consolidation personal loan! Apply by May 31, 2022, and you could receive $1,000 toward the balance on your new loan.
see how
earn $100 to share
Refer a friend to Kirtland FCU and you could both earn $50 and a chance to win $500 more when they meet the qualifications.
Get Started
a sound approach
Your investment strategy isn't just about growth. A comprehensive strategy can also help you conserve what you've earned.
Get Started

What's Your Goal?

Our products and personal service can get you there.


With competitive rates and unbeatable service, we can help you drive away in the vehicle you want with payments you can live with.


Choose from a wide variety of mortgage programs and partner with a team of friendly and knowledgeable mortgage experts.


Turn the value in your home into cash you can use for home improvements, upgrades, and more!

i need to plan for retirement

Investing for retirement starts with Kirtland Financial Services. Talk to an advisor today and start walking the path to a confident future.

News. Events. Tips. Read the latest at the Insighter Blog!

This is Banking Made Easy

Save time and money with these FREE tools from Kirtland FCU. Because banking should be easy!

Online Banking & Bill Pay

Bank in your jammies, if you want to. Your secure Online Banking account gives you 24/7 access—pay bills, schedule transfers, and more.

Mobile Banking

Wherever you are, we’re there too. Our free, secure Apple and Android banking apps put you in control of your money. Anytime, anywhere.


Sign up to receive your monthly statements conveniently in Online Banking, faster than traditional paper statements.


It’s a dangerous world out there for your money. That’s why we employ the best technology to monitor your accounts and protect you from fraud and theft.

30,000 Nationwide ATMs

With 30,000 ATMs in the CU Anytime and CO-OP Network, you’re always close to your money.

The Independence Debit Card

This little red card is backed by the go-anywhere, buy-anything power of Visa and offers you exclusive Purchase Rewards in your Online Banking account.

9-month certificate

Build your savings securely with as little as $500. Limited Time Offer.

Kirtland FCU will be performing system maintenance on Saturday, April 23 & Sunday, April 24, between 9:00pm–7:00am MDT.

Online, Mobile, and Telephone Banking will be intermittently unavailable during this period. Click here for complete details.