TRYING TO CALL? HOLD TIMES MAY BE INCREASED DUE TO HIGHER-THAN-NORMAL CALL VOLUME.

SCHEDULED MAINTENANCE FOR ONLINE BANKING BEGINS SATURDAY, JANUARY 22. CLICK FOR DETAILS.

zero to hero
High-interest balances? Fight back with a balance consolidation to the Independence Credit card! Apply by March 31, 2022 for rates as low as 2.99% APR* on the transferred balance.
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make it homey
Home values are up! If you own your home, home equity is a great way to fund all your home improvement projects this year.
Explore Home Equity Options
it's tax time
Taxes are a key component of financial planning. Kirtland Financial Services is here to help you explore and incorporate tax considerations as you plan for the future.
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What's Your Goal?

Our products and personal service can get you there.

I WANT TO BUY A CAR

With competitive rates and unbeatable service, we can help you drive away in the vehicle you want with payments you can live with.

I NEED A NEW HOME

Choose from a wide variety of mortgage programs and partner with a team of friendly and knowledgeable mortgage experts.

I WANT TO IMPROVE MY HOME

Turn the value in your home into cash you can use for home improvements, upgrades, and more!

i need to plan for retirement

Investing for retirement starts with Kirtland Financial Services. Talk to an advisor today and start walking the path to a confident future.

News. Events. Tips. Read the latest at the Insighter Blog!

This is Banking Made Easy

Save time and money with these FREE tools from Kirtland FCU. Because banking should be easy!

Online Banking & Bill Pay

Bank in your jammies, if you want to. Your secure Online Banking account gives you 24/7 access—pay bills, schedule transfers, and more.

Mobile Banking

Wherever you are, we’re there too. Our free, secure Apple and Android banking apps put you in control of your money. Anytime, anywhere.

e-Statements

Sign up to receive your monthly statements conveniently in Online Banking, faster than traditional paper statements.

Security

It’s a dangerous world out there for your money. That’s why we employ the best technology to monitor your accounts and protect you from fraud and theft.

30,000 Nationwide ATMs

With 30,000 ATMs in the CU Anytime and CO-OP Network, you’re always close to your money.

The Independence Debit Card

This little red card is backed by the go-anywhere, buy-anything power of Visa and offers you exclusive Purchase Rewards in your Online Banking account.

Zero to Hero

High-interest balances? Fight back with a balance consolidation to the Independence Credit card! Apply by March 31, 2022 for rates as low as 2.99% APR* on the transferred balance.

SCHEDULED MAINTENANCE FOR ONLINE BANKING BEGINS SATURDAY, JANUARY 22. CLICK FOR DETAILS.