Kirtland FCU branches will be closed Thursday, November 25 in observance of Thanksgiving.

snow me the money!
Borrow up to $3,000 to handle all your holiday expenses with a rate as low as 7.99% APR*, through December 31, 2021.
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give to st. jude
Kirtland FCU is proud to partner with 92.3 KRST this December to benefit St. Jude Children’s Hospital’s support, treatment, research of childhood cancer.
Learn How to Help
the great payments freeze
Paying bills is the last thing anyone needs during the holidays. Take a break from your loan payment with a deferral, and spend your money on more important things—like presents!
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Time for a better fit?
Home loans aren't one-size-fits-all. If it's time to upgrade your space, get a loan that fits!
Explore home loans
retirement goals
What are your retirement goals? Do you have a plan to get there? Kirtland Financial Services specializes in helping future retirees plan their own path to the retirement. Make an appointment today!
Make An Appointment

What's Your Goal?

Our products and personal service can get you there.

I WANT TO BUY A CAR

With competitive rates and unbeatable service, we can help you drive away in the vehicle you want with payments you can live with.

I NEED A NEW HOME

Choose from a wide variety of mortgage programs and partner with a team of friendly and knowledgeable mortgage experts.

I WANT TO IMPROVE MY HOME

Turn the value in your home into cash you can use for home improvements, upgrades, and more!

i need to plan for retirement

Investing for retirement starts with Kirtland Financial Services. Talk to an advisor today and start walking the path to a confident future.

News. Events. Tips. Read the latest at the Insighter Blog!

This is Banking Made Easy

Save time and money with these FREE tools from Kirtland FCU. Because banking should be easy!

Online Banking & Bill Pay

Bank in your jammies, if you want to. Your secure Online Banking account gives you 24/7 access—pay bills, schedule transfers, and more.

Mobile Banking

Wherever you are, we’re there too. Our free, secure Apple and Android banking apps put you in control of your money. Anytime, anywhere.

e-Statements

Sign up to receive your monthly statements conveniently in Online Banking, faster than traditional paper statements.

Security

It’s a dangerous world out there for your money. That’s why we employ the best technology to monitor your accounts and protect you from fraud and theft.

30,000 Nationwide ATMs

With 30,000 ATMs in the CU Anytime and CO-OP Network, you’re always close to your money.

The Independence Debit Card

This little red card is backed by the go-anywhere, buy-anything power of Visa and offers you exclusive Purchase Rewards in your Online Banking account.

give to st. jude

Kirtland FCU is proud to partner with 92.3 KRST this December to benefit St. Jude Children’s Hospital’s support, treatment, research of childhood cancer.

Food Drive | December 1-23
Donate non-perishable food items at any branch! Donations benefit the food pantry of the Kirtland AFB Airmen and Family Readiness Center.