If you have been impacted by the recent New Mexico wildfires, we have options to help. Call 1 (800) 880-5328 to learn more.

Kirtland FCU branches and the Member Contact Center will be closed Monday, May 30 in observance of Memorial Day.

ROUTING NUMBER: 307070050

LOGIN

You Belong

We empower the financial independence of people and families throughout Albuquerque and beyond.

Banking Without The Bank
Kirtland FCU isn’t a bank. Big, impersonal, for-profit—that’s not us. Like all credit unions, we’re a not-for-profit financial cooperative. We’re dedicated to empowering the financial independence of members who are largely ignored by or lost in the crowd at the big banks.
Full-Service Banking
You might think that with our level of dedication, our services would be limited. At Kirtland FCU, you’ll find everything you could want from a financial institution—checking, savings, investing, loans, mortgages, and more, all backed by the latest technology and accessibility.
Dedicated To Community
Our middle name could be “Local”. With branches in Albuquerque and on Kirtland AFB, Kirtland FCU is a true community partner. Our employees live and work alongside you, so we’re especially dedicated to supporting school, charities, and community programs.

Empowering Members’ Financial Independence

Every tool we offer is designed to simplify your life by eliminating the financial stress in your life and empowering you to take control and save and borrow smarter.

State Of The Credit Union

2021 annual report
The Kirtland FCU Mission – Why We Exist
To exceed the financial expectations of our members—principally those in the military and organizations who support the defense of our nation. At Kirtland FCU, our field of membership is top of mind. A large portion of that mission is to support those who defend our country, and we’re proud to partner in the financial success of these very special individuals.
The Kirtland FCU Vision - Who We Want To Be
To be recognized by our members as their most trusted financial partner. We will continue to grow and adapt to changes in our membership, marketplace, and environment. Trust is earned. As a not-for-profit financial cooperative, Kirtland FCU is able to truly empower our members’ financial independence, even as the financial world around them becomes more difficult to navigate. We’re working to ease our members worries and help them build for the future.

We’re dedicated to serving those who serve with the best financial products and solutions—just for military members and their families.

Learn More

Kirtland FCU Core Values

Trustworthiness

We strive to be an institution you can trust with your finances.​

Respect

We’ll treat you with dignity and unparalleled friendliness.

Responsibility

When we say we’ll do something, we do it.

Fairness

Your interests are always top of mind.​

Caring

We promise to always treat you with compassion and understanding.

Citizenship

We’re dedicated to making our community a better place.

Financial knowledge, the latest news and events, and important fraud and scam tips—it's Kirtland FCU Insighter Blog!

explore now

Join Now

Three easy ways to join.

Click

Apply for membership online when it works for you—24 hours a day, 7 days a week.

Let's Go

Call

Give us a call, and a member service representative will help you get started.

CALL 1-800-880-5328

Visit

Stop by any of our convenient branches to join.

Find A Branch

Membership eligibility required. Kirtland FCU welcomes veteran, active-duty, and retired members of all branches of the U.S. military, including NM National Guard and Reserve, who have ever been served by KAFB; contractors, employees, and retirees of businesses who work on or with KAFB under contract with the U.S. Government; members and employees of partner organizations throughout Albuquerque; and family members of eligible or existing members. See a representative for complete details.

Accounts
Member Services
Help & Support
About
On The Go
Apple
Android

Connect With Us

Facebook Twitter Linkedin

Routing Number: 307070050

6440 Gibson Blvd. SE, Albuquerque, NM 87108

Copyright. Kirtland Federal Credit Union 2022. All rights reserved

Privacy | Disclosures | Security | Sitemap

Federally insured by NCUA Equal Opportunity Lender

THIRD PARTY LINK DISCLOSURE: We may provide links to third party sites, independent from Kirtland Federal Credit Union. These links are provided only as a convenience. Kirtland Federal Credit Union does not manage the operation, content or any links contained inside of the website you are about to enter. The privacy and security policies of the site may differ from those of Kirtland Federal Credit Union.

9-month certificate

Build your savings securely with as little as $500. Limited Time Offer.

Learn more

Kirtland FCU will be performing system maintenance on Saturday, April 23 & Sunday, April 24, between 9:00pm–7:00am MDT.

Online, Mobile, and Telephone Banking will be intermittently unavailable during this period. Click here for complete details.

Member Login

Credit Card Rewards Points

REDEEM NOW