Kirtland FCU branches will be closed Thursday, November 25 in observance of Thanksgiving.

personal
Your banking options should never be just numbers. Experience personalized checking with friendly service—every time.
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all access
It's your money. You should have access from anywhere, any time! Free Online and Mobile Banking let you manage your money no matter where you are.
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customized
One-size-fits-all? Not likely! Choose the checking account option that best fits YOUR life.
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Checking Accounts

Choose from three fantastic checking account options, all backed with powerful money management features such as Apple Pay, Online and Mobile Banking, and more.

Freedom Plus Checking

Checking for the traditionalist. Next-level checking with a tactile experience. Call, click, or come in!

e-checking

Checking for the tech-savvy. You’re in the driver’s seat with e-Checking, an online, truly connected experience.

Military Checking

Checking for our servicemen and women. If you serve, this checking account is here to serve you.

Which is the right checking account for you?

Beyond Checking

All Kirtland FCU checking accounts feature FREE, powerful tools that make paying bills and managing your money easier than ever.

Online Banking

Mobile Banking

30,000 ATMs

Apple Pay

Pay People (PopMoney)

Visa Debit Card

Overdraft Protection

BillPay

We’re proud to support you for life.

In a recent survey, two-thirds of respondents said they were extremely likely to recommend Kirtland FCU to a friend or family member.

Membership eligibility required. Kirtland FCU welcomes veteran, active-duty, and retired members of all branches of the U.S. military, including NM National Guard and Reserve, who have ever been served by KAFB; contractors, employees, and retirees of businesses who work on or with KAFB under contract with the U.S. Government; members and employees of partner organizations throughout Albuquerque; and family members of eligible or existing members. See a representative for complete details. Your deposit accounts are federally insured to at least $250,000 by the NCUA. A member must open and maintain at least one share (savings) account with a minimum balance before any other account may be opened. CU Anytime ATMs incur no fee from Kirtland FCU; use of ATMs outside the CU Anytime and CO-OP network may incur fees from the banks that own them. Must be an active or retired member of the U.S. Armed Forces to qualify for a Military Checking account. Elimination of monthly account fees have requirement depending on account type; Military Checking never charges a monthly maintenance fee. Account triggered fees and charges that may be assessed against your account are disclosed in the fee schedule. For complete details, refer to the Truth-In-Savings Disclosure.

give to st. jude

Kirtland FCU is proud to partner with 92.3 KRST this December to benefit St. Jude Children’s Hospital’s support, treatment, research of childhood cancer.

Food Drive | December 1-23
Donate non-perishable food items at any branch! Donations benefit the food pantry of the Kirtland AFB Airmen and Family Readiness Center.