We are currently experiencing high call volume. We apologize for any inconvenience.

Kirtland FCU branches and the Member Contact Center will be closed Monday, June 20 in observance of Juneteenth.

you belong!
Growing up, growing old, or any stage in between—Kirtland FCU is dedicated to supporting and empowering the financial wellbeing of our members through Albuquerque and beyond.

The Credit Union Difference

Who owns your bank—a bank president, or you? (Hint: at a credit union, it’s you!)
Banking is different at Kirtland FCU. Our strength is in our service, and our focus is on you. 

You're Our People

Kirtland FCU has been part of the Albuquerque community for more than 60 years—and as the community has grown, so have we! We’re:

KAFB Employees

National Guard


I-25 Commuters

Green Chile Lovers


Do I Qualify for Membership?

With over 200 ways to join, the answer is probably, “Yes!” We serve the members and patrons of many different organizations throughout the greater Albuquerque area and beyond.

This Is Do-Everything Banking

Why a credit union? The difference lies in who gets the profits from your daily banking and loan activities. A bank president and a paid board of directors? Not at a credit union—profits are paid back to you, and we do it well. From everyday banking to financing your biggest milestones, we help you bank so you can get on with life.

Everyday Banking

Want checking and savings that won’t nickel and dime you? We have your solutions.

Home Loans

Our mortgage and home equity solutions are the pride of the city. Always low rates, and always local—always!

Credit Card

The Independence Credit Card offers you one of the lowest non-teaser rates in the nation and your choice of three programs.

Auto Loans

Drive happier! With low rates and fast approvals, YOU have the buying power.

Knowledge is protection! At the Kirtland FCU Insighter Blog, we're arming you with important, timely information about security threats and scams so you don't become the next victim.


Switching is easy—we’re ready when you are!


Apply for membership online when it works for you—24 hours a day, 7 days a week.


Give us a call, and a member service representative will help you get started.

CALL 1-800-880-5328


Stop by any of our convenient branches to open your account.

9-month certificate

Build your savings securely with as little as $500. Limited Time Offer.

Kirtland FCU will be performing system maintenance on Saturday, April 23 & Sunday, April 24, between 9:00pm–7:00am MDT.

Online, Mobile, and Telephone Banking will be intermittently unavailable during this period. Click here for complete details.