Kirtland FCU branches will be closed Thursday, November 25 in observance of Thanksgiving.


Read the latest news and information about Kirtland FCU’s response to the COVID-19 outbreak.

In accordance with CDC guidelines and New Mexico’s public health order, masks are required in our lobbies, regardless of vaccination status.

Kirtland FCU Is Here For You

We care about the health and well-being of our members, our employees and our community, and we know the concern and uncertainty you must be feeling during this turbulent time. We’re taking every precaution and want to let you know that you have many options when it comes to accessing your accounts and your money. Here’s the latest:

All branches are operating at full capacity with a normal schedule. All visitors and employees must wear masks, regardless of vaccination status.

We realize many members may experience disruption in employment during this outbreak of COVID-19 that will affect their financial stability. We have several options that can help! If you’re experiencing financial difficulties, please give us a call at 1-800-880-5328.

Already, thieves have been hard at work trying to capitalize on public fears to steal their money and information. Please be aware of these scams, and never give out your debit/credit card numbers, personal information or Online Banking credentials over the phone or internet.

The American Tax Relief Act has made significant changes to the Child Tax Credit, now issuing a portion of the credit in monthly payments through 2020. To check your eligibility and payment status, visit


You don’t have to come into a branch to stay in control of your accounts and your money. Kirtland FCU members have access to more than 30,000 free ATMs nationwide through the CO-OP and CU Anytime networks. Also take advantage of:

Online Banking

Access your accounts, check balances, transfer money and more from your desktop, 24/7!

Mobile Banking

Bank on the go, wherever, whenever with the Mobile Banking app on your Apple or Android device.

Bill Pay

Quickly and easily pay your bills, right in Online Banking

Remote Check Deposits

Cash checks with a couple snaps of your phone’s camera through Mobile Banking—FREE!

Money Management

Keep an eye on ALL your accounts and your budgets with this free, powerful tool.

Digital Wallet

Load your Kirtland FCU debit and credit cards to your digital wallet—Apple Pay, Google Pay and Samsung Pay—for easy payments.


Use one of 30,000 FREE nationwide ATMs with the CO-OP and CU Anytime network!


Pay anyone with just a phone number, e-mail address, or account information in Online or Mobile Banking.

Member Contact Center

Our dedicated staff is located right here in Albuquerque and are standing by to assist you.


Take care of business when it’s convenient for you—24 hours a day, 7 days a week—through the automated TellerPhone system.

Drive-Thru Service

Take care of your everyday banking with drive-thru service. Note: service will be limited to everyday financial transactions on existing accounts. We will not be able to open or close accounts and loans via drive-thru.

Help & Support

Have another question about accounts or services? Check out our FAQs!


Kirtland FCU will never ask you for confidential information, including your full Social Security number, full bank account number, debit or credit card numbers, CVV, or PIN in an e-mail, via a website, or from an unsolicited phone call. If you receive a suspicious e-mail or phone call requesting confidential information, it is not from us. Delete the e-mail or hang up the phone.

Make A Payment

Two easy ways to make a payment.


Make a payment online when it works for you in Online Banking - 24 hours a day. 7 days a week.


Make a payment 24 hours a day using the TellerPhone system.
Call 1-800-880-8277
Or member service representatives are available to assist you six days a week. Call 1-800-880-5328


Stop by any of our convenient branches to make a payment.

give to st. jude

Kirtland FCU is proud to partner with 92.3 KRST this December to benefit St. Jude Children’s Hospital’s support, treatment, research of childhood cancer.

Food Drive | December 1-23
Donate non-perishable food items at any branch! Donations benefit the food pantry of the Kirtland AFB Airmen and Family Readiness Center.