Kirtland FCU branches will be closed Monday, September 6 in observance of Labor Day.

Calculate your home equity line-of-credit payment

Thinking of tapping into your home’s equity? Calculate your payments now.

There's Money In These Walls

As you pay down your mortgage, you gain value (equity) that you can borrow against to pay for projects or other big expenses – a HELOC is a revolving source of money that allows you to borrow what you need, when you need it, over a period of time.

See what you could be paying each month for your HELOC using the handy calculator. Once you’ve calculated your payments, click Save or Apply Now to send us your information. A representative will follow up to answer any questions or help you get started.

Tackle any expense with a home equity line of credit.

Get Started

Three easy ways to apply.

Click

Apply online when it works for you—24 hours a day, 7 days a week.

Call

Give us a call, and a member service representative will help you get started.

CALL 1-800-880-5328

Visit

Stop by any of our convenient branches to start your application.

Membership eligibility required. See a representative for complete details. Kirtland Federal Credit Union is an equal housing lender. Financing available for properties in New Mexico only. Loan subject to credit approval and based on equity in home. Closing costs may vary based on transaction. Home equity loans and lines of credit are limited to 90% loan-to-value and $200,000; actual savings based on transaction amount. Special restrictions may apply; contact a representative for complete details. Consult a tax advisor regarding deductibility of interest. As with all lending services, full disclosures, terms, and conditions will be supplied with your mortgage or home equity disclosures.

who needs a wallet?

Digital payments are convenient, valuable, and, best of all, very safe! With some simple setup, you may never want to carry your wallet into a store again.