First-time homebuyers—or those who haven’t owned a home in years—face unique challenges in the home loan process. One of these challenges is the down payment. For those homebuyers, there is Jump Start!
The Jump Start down payment assistance program provides up to 3% of the purchase price (or maximum $6,000) for qualified homebuyers to use toward a down payment on a new home.
You may qualify for Jump Start assistance if you meet the following criteria.
With your choice of every popular mortgage program, you’ll find the loan you need with the benefits you deserve.
The home loan experts at Kirtland FCU are ready to help you get into your next home with Jump Start assistance.
An equal housing lender. Financing available for properties in New Mexico only. Loan subject to credit approval. Income limits and restrictions apply. Maximum assistance will be up to 3% of the purchase price or a maximum of $6,000 with a maximum loan amount not to exceed $200,000. Loans with Jump Start assistance will require Private Mortgage Insurance. Borrowers will be required to complete a homebuyer education course. At least one borrower cannot have owned a home in the past three (3) years to be eligible for Jump Start assistance. Cannot be combined with any other offers. Program may be cancelled or suspended at any time without notice. Membership eligibility required. See a representative for complete details.
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