Borrow what you need, make your payments and manage your account online any time, day or night, and get back to life. It’s worry-free borrowing.
A personal line of credit is a fantastic way to handle any unexpected expenses. Once your line is established, borrow what you need, when you need it. Your line of credit can also be selected to cover you in the event of an overdraft from your checking account, saving you money.
Military members, if you’re working to establish a credit history, the Start-Up Loan is made for you. Borrow up to $1,000 with no collateral, no cosigner, and terms up to 18 months. Just provide a copy of your LES to qualify.
Get the funds you need for any expense with a signature loan from Kirtland FCU. Consolidate other debt or pay for a vacation—anything. Enjoy competitive rates and terms up to 60 months, along with the friendly service and account management tools that you expect.
There’s no greater sacrifice than fighting for your country. If you’re preparing to deploy, the Deployment Loan offers you the opportunity to borrow up to $1,000 for a maximum 12-month term at a low rate. Your first payment may even be deferred up to 60 days.
Access the money you already have in a savings account or a certificate without liquidating the account—you’ll continue to earn interest. It’s like having your money and spending it, too!
Need cash for the holidays?
Borrow up to $3,000 for holiday expenses with a rate as low as 7.99% APR*, now through December 31, 2021.
Three easy ways to open your account.
Membership eligibility required. Kirtland FCU welcomes veteran, active-duty, and retired members of all branches of the U.S. military, including NM National Guard and Reserve, who have ever been served by KAFB; contractors, employees, and retirees of businesses who work on or with KAFB under contract with the U.S. Government; members and employees of partner organizations throughout Albuquerque; and family members of eligible or existing members. Usual credit criteria apply. Startup & Deployment are for active duty military only. Different rates apply to different loans and depend upon terms. See a representative for complete details.
*APR=Annual Percentage Rate. Loan and rate subject to approval based on credit worthiness and other factors. I% rate discount valid for qualifying personal loans funded by December 31, 2021. 7.99% APR rate available for A+ credit tier applicants. Valid only on loans up to $3,000 and with a term no greater than 36 months. Restrictions apply. See a representative for complete details.