Due to scheduled system maintenance, Online Banking, Mobile Banking, and Telephone Banking will be unavailable on Sunday, August 14 from 12:00 a.m. to 6:00 a.m.
Kirtland FCU branches and the Member Contact Center will be closed Monday, July 4 in observance of Independence Day.
Our military members and their families face unique challenges: deployment, separations, and more. Kirtland FCU is committed to offering the best banking and loan options to help ease their financial worries.
Our FREE Military Checking account is everything it needs to be for our servicemen and women.
Free standard checks. Free call center. Free mobile check deposits. No monthly maintenance fees, ever.
Whether you need access from the living room, another state, or another country, we’ve got you covered.
Backed by the latest technology, you can move your money around however it works for you.
All Kirtland FCU checking accounts feature FREE, powerful tools that make paying bills and managing your money easier than ever.
Save time and money with these FREE tools from Kirtland FCU. Because banking should be easy!
Three easy ways to join.
Membership eligibility required. Kirtland FCU welcomes veteran, active-duty, and retired members of all branches of the U.S. military, including NM National Guard and Reserve, who have ever been served by KAFB; contractors, employees, and retirees of businesses who work on or with KAFB under contract with the U.S. Government; members and employees of partner organizations throughout Albuquerque; and family members of eligible or existing members. See a representative for complete details. Your deposit accounts are federally insured to at least $250,000 by the NCUA. Before opening a checking account, a new member is required to open and maintain at least one share (savings) account with a minimum balance of $25. CU Anytime ATMs incur no fee from Kirtland FCU; use of ATMs outside the CU Anytime and CO-OP network may incur fees from the banks that own them. The military checking account requires a military ID displaying you are Active Duty, Guard, Reserve or Retiree. Family members are eligible too. Your personal ID number and issue and/or expiration date from your military ID is required for access to the military checking account. Elimination of monthly account fees have requirements depending on account type; Military Checking never charges a monthly maintenance fee. Account triggered fees and charges that may be assessed against your account are disclosed in the fee schedule. For complete details, refer to the Truth-In-Savings Disclosure. Usual credit criteria apply. Startup, Deployment & ARK loans are for active duty military only. Different rates apply to different loans and depend upon terms. Fees may be associated with various member banking services. See the fee schedule for complete details. Data charges by your mobile device provider may apply and are the responsibility of the device owner. KFCU Mobile Banking is compatible with iOS 13.0 and Android 8.0 or later, and is available for download from the App Store (iPhone), App Store (iPad) and Google Play Store (Android). Person to person payments (PopMoney) requires access to KFCU Online Banking and registration for services. All transfers are subject to daily and monthly transfer limits. See a representative for complete details.