When you’re approved for a personal line-of-credit, you have a credit limit (similar to a credit card) to borrow against whenever you need for as long as the draw period lasts. Then, just make payments on what you’ve borrowed on a rolling 30-month term.
With a fixed interest rate that’s lower than a lot of credit cards, a personal line-of-credit is great for reducing monthly payments and paying down high-interest debt.
Home renovations, an outdoor construction project and more—a personal line-of-credit is a great option for all!
A personal line-of-credit can act as your overdraft draw account, covering expenses if you don’t have enough in checking and saving you from fees incurred from overdrafts and bounced checks.
Personal lines-of-credit are a worry-free way to pay for a wedding, a graduation, or any other event.
Three easy ways to open your account.
* APR = Annual Percentage Rate. Subject to credit approval, eligibility, and credit qualifications. Personal line-of-credit may be reduced or additional extensions of credit may be limited if certain circumstances occur. Minimum Payment: The minimum payment will be calculated at the time of an advance by amortizing the new balance over a period of 30 months; minimum payment $35.00. Other restrictions may apply. See a representative for complete details. Membership eligibility required.
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