Due to scheduled maintenance, Online Banking, Mobile Banking, and Tellerphone systems will be intermittently unavailable on Sunday, October 24 between 12:00am and 5:00am MDT.

Current Rates

Whether you’re looking for a car, a home, or a great return on a certificate, you’ll find the best rates—and the best service—at Kirtland FCU. Here are the current rates for the loan or savings program you’re interested in.

SHARE CERTIFICATE RATES

EFFECTIVE: October 1, 2021 – October 31, 2021

Terms$500-$4,999
*APY | **DR
$5,000-$9,999
*APY | **DR
$10,000-$49,999
*APY | **DR
$50,000-$99,999
*APY | **DR
$100,000-$199,999
*APY | **DR
$200,000+
*APY | **DR
3 months0.10% | 0.10%0.10% | 0.10%0.15% | 0.15%0.20% | 0.20%0.25% | 0.25%0.30% | 0.30%
6 months0.10% | 0.10%0.10% | 0.10%0.15% | 0.15%0.20% | 0.20%0.25% | 0.25%0.30% | 0.30%
12 months0.35% | 0.35%0.40% | 0.40%0.45% | 0.45%0.50% | 0.50%0.55% | 0.55%0.60% | 0.60%
24 months0.50% | 0.50%0.55% | 0.55%0.60% | 0.60%0.65% | 0.65%0.70% | 0.70%0.75% | 0.75%
36 months0.60% | 0.60%0.65% | 0.65%0.70% | 0.70%0.75% | 0.75%0.80% | 0.80%0.85% | 0.85%
48 months0.71% | 0.71%0.76% | 0.76%0.81% | 0.81%0.86% | 0.86%0.91% | 0.91%0.96% | 0.96%
60 months0.80% | 0.80%0.85% | 0.85%0.90% | 0.90%0.95% | 0.95%1.00% | 1.00%1.06% | 1.05%

A certificate savings account could help you reach your goals.

Calculate Your REturn

Get Started

Two easy ways to apply.

Call

Give us a call, and a member service representative will help you get started.

CALL 1-800-880-5328

Visit

Stop by any of our convenient branches to open your account.

*APY = Annual Percentage Yield. **DR = Dividend Rate. Your deposit accounts are federally insured to at least $250,000 by the NCUA. Unless otherwise paid, dividends will compound monthly. Paid and accrued dividends may be withdrawn at any time during the certificate term without penalty. Any other premature withdrawal will result in a penalty in accordance with the account agreement disclosure. Other changes may be made during the renewal grace period which is 10 calendar days following the date of maturity. A member must open and maintain at least one share (savings) account with a minimum balance before any other account may be opened. Account triggered fees and charges that may be assessed against your account are disclosed in the fee schedule. For complete details, refer to the Truth-In-Savings Disclosure. Membership eligibility required. Kirtland FCU welcomes veteran, active-duty, and retired members of all branches of the U.S. military, including NM National Guard and Reserve, who have ever been served by KAFB; contractors, employees, and retirees of businesses who work on or with KAFB under contract with the U.S. Government; members and employees of partner organizations throughout Albuquerque; and family members of eligible or existing members. See a representative for complete details.

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