If you have been impacted by the recent New Mexico wildfires, we have options to help. Call 1 (800) 880-5328 to learn more.

Kirtland FCU branches and the Member Contact Center will be closed Monday, May 30 in observance of Memorial Day.

50/50 Refer-A-Friend
Share the love! Refer a friend or family member for membership at Kirtland FCU, and you could both earn $50 and a chance to win $500 more.


Then when your friend joins Kirtland FCU, opens a checking account with an Independence Debit card, and sets up a deposit of at least $100, you’ll both receive $50—that’s $100 to split, 50/50! Offer ends May 31, 2022, so start referring today.

Step 1

Refer your friend by filling out the form below. Your friend will receive an invitation and instructions to join Kirtland FCU. (Membership eligibility required).

Step 2

Your friend calls or stops by a branch to open their savings and checking account, gets their Independence Debit card, and then sets up a direct deposit of at least $100.

Step 3

You’ll each receive $50 the following month! Plus, you and your friend will be entered into a drawing to win another $500 in June 2022.


Refer a New Member

Disclosures: Membership eligibility required for new members. $50 reward will be deposited in qualifying members’ checking account the month following completion of criteria: 1) referring member fills out referral form completely and entirely; 2) new member opens savings accounts; 3) new member opens a checking account with a debit card and; 4) new member sets up and receives a direct deposit of at least $100. Youth accounts do not qualify. Restrictions apply. Program subject to change or cancellation without notice. For complete contest rules, click here.

9-month certificate

Build your savings securely with as little as $500. Limited Time Offer.

Kirtland FCU will be performing system maintenance on Saturday, April 23 & Sunday, April 24, between 9:00pm–7:00am MDT.

Online, Mobile, and Telephone Banking will be intermittently unavailable during this period. Click here for complete details.