Kirtland FCU branches will be closed Monday, September 6 in observance of Labor Day.

save for today
Ensure that unexpected expenses don’t threaten your financial independence.
See Your Savings Options
save for tomorrow
Dream bigger, save bigger. Higher-yield savings accounts can help you save faster than traditional options.
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save for the future
College and retirement—the milestones are closer than you think. We have the tools to make sure you’re prepared.
explore retirement and education savings

Savings Accounts

Choose the savings option that fits your unique goals.

Savings Account

It starts simply—open a savings account with as little as $25, and start saving your way to financial independence.


These term savings accounts offer high interest and maximum return. Choose terms from 3 months to 60 months.


Insured Money Management Accounts (IMMAs) offer more flexibility and a higher interest rate than traditional savings accounts.

Retirement & College Savings Accounts

College and retirement are two of the biggest milestones you’ll ever save for. An IRA or ESA makes it easy to reach your goal.

All Access

See, move, and control your money—however and whenever it works for you. That’s true financial independence.

Online Banking

24-Hour TellerPhone



Mobile Banking

Call Us

Membership eligibility required. Kirtland FCU welcomes veteran, active-duty, and retired members of all branches of the U.S. military, including NM National Guard and Reserve, who have ever been served by KAFB; contractors, employees, and retirees of businesses who work on or with KAFB under contract with the U.S. Government; members and employees of partner organizations throughout Albuquerque; and family members of eligible or existing members. See a representative for complete details. A member must open and maintain at least one share (savings) account with a minimum balance before any other account may be opened. Your savings are federally insured to at least $250,000 by the NCUA. For detailed account information and disclosures, refer to the Truth-In-Savings Disclosure and Membership and Account Agreement. Account triggered fees and charges that may be assessed against your account are disclosed in the fee schedule.

who needs a wallet?

Digital payments are convenient, valuable, and, best of all, very safe! With some simple setup, you may never want to carry your wallet into a store again.