Choose an account with the features you need to make your money work for you. Earn dividends monthly and pay $0 monthly maintenance fees on these accounts.
Bring baby home from the hospital: check. Pick an adorable name: check.
Get them started on the path to financial independence: check!
|Joey Account||4 and younger||Kids earn a fun prize with each in-person deposit they make to their account.|
|Koala Club||5-12||Kids receive stamps for their deposits and earn free movie tickets, stuffed animals, or gift cards.|
|Club F.I.T (Financially Independent Teens)||13-17||Teens continue to earn prizes for filling up their stamp cards and can earn additional stamps for good grades, attending learning events, and their birth month.|
|Stamp Card Filled Up?||Fill out the Prize Redemption Form now.|
All of our savings accounts are excellent—choose the one with the features you’ll need to reach your goals.
|Features||Main Savings||Additional Savings||IMMA||Youth Savings|
|24/7 Online Banking||X||X||X||X|
|Anywhere Mobile Banking & Mobile Check Deposit||X||X||X||X|
|Real-Time Fraud Alerts||X||X||X||X|
|30,000 Free ATMs||X||X||X||X|
|May serve as source account for Overdraft Protections*||X||X||X||X|
|Earn Higher Dividends Based on Balance||X||X||X||X|
|Checks and Bill Pay Capability||X||X||X||X|
Three easy ways to open your account.
*These accounts may be used as the source of protection for a personal checking account in the case of insufficient funds when insufficient amount is available in this account and the account has been designated for Overdraft Protection. See complete details here.
Membership eligibility required. Kirtland FCU welcomes veteran, active-duty, and retired members of all branches of the U.S. military, including NM National Guard and Reserve, who have ever been served by KAFB; contractors, employees, and retirees of businesses who work on or with KAFB under contract with the U.S. Government; members and employees of partner organizations throughout Albuquerque; and family members of eligible or existing members. See a representative for complete details. Your deposit accounts are federally insured to at least $250,000 by the NCUA. Youth Savings accounts are valid through the age of 17. A member must open and maintain at least one share (savings) account with a minimum balance before any other account may be opened. Account triggered fees and charges that may be assessed against your account are disclosed in the fee schedule. For complete details, refer to the Truth-In-Savings Disclosure.