WE ARE CURRENTLY EXPERIENCING HIGH CALL VOLUME. WE APOLOGIZE FOR ANY INCONVENIENCE.
Kirtland FCU branches and the Member Contact Center will be closed Monday, June 20 in observance of Juneteenth.
By Ashleigh, K-Staff
Identity theft is a BIG problem. In fact, identity theft hit a record high in 2016, striking more than 15.4 million people.
Thieves and scammers are constantly developing new techniques for gaining access to your money and personal information. Here are a few of the most common types of fraud.
The attack: Telemarketing Fraud
The attack: The One-Ring Scam
If you never make international calls, consider talking to your phone company about blocking outbound international calls to prevent accidental toll calls.
Check your phone bill often for charges you don’t recognize.
Similar to phone techniques, thieves will send fakes e-mails that appear to be from legitimate businesses or agencies. Some concentrate their efforts on hacking or spreading malware, using technology to accomplish their theft.
Beware any communication that requests money or personal information. Legitimate businesses will not contact you online for issues unless you’ve pre-arranged it, and they will never ask for login information.
The Attack: Phishing
The Attack: Pharming
The Attack: Malware
The Attack: Data Breach
The Attack: Crowdfunding Scams
The Attack: Skimming
The Attack: Mail Fraud
The Attack: Dumpster Diving
The Attack: Address Change/Mail Forwarded
The Attack: Tax Fraud
Though the overall number of victims hit an all-time high in 2016, the amount of loss per victim actually decreased, thanks to higher awareness and faster action on the part of the victim and their financial institution.
No matter the method, early detection is key. Three credit bureaus monitor your activity, and you have access to credit reports from each of them at annualcreditreport.com.
Kirtland FCU will be performing system maintenance on Saturday, April 23 & Sunday, April 24, between 9:00pm–7:00am MDT.
Online, Mobile, and Telephone Banking will be intermittently unavailable during this period. Click here for complete details.