Kirtland FCU branches will be closed Monday, September 6 in observance of Labor Day.

Calculate your vehicle payment

How does the right car fit into your budget? Let’s find out.

Finance With Kirtland FCU

With rates as low as 1.99% APR* and terms up to 84 months, an auto loan with Kirtland FCU just make sense. But seeing is believing! Use our handy loan calculator to see where a new car loan would fit into your budget.

Once you’ve generated the estimate, click Save or Apply Now to send us your information. A member representative with Kirtland FCU will follow up to answer any questions or get your application started.

The freedom to go is one (awesome) auto loan away.

Let's Drive

Let’s get going! With Kirtland FCU’s auto loan programs and comprehensive car search, you’re in the driver’s seat.

Search Cars

Ready to find your ride? Start your search now.

Rates How Low?!

Great rates mean you pay less…for more!

Apply Now

Get pre-approved now, and shop confidently.

Get Started

Three easy ways to apply.


Apply online when it works for you—24 hours a day, 7 days a week.


Give us a call, and a member service representative will help you get started.

CALL 1-800-880-5328


Stop by any of our convenient branches to start your application.

Membership eligibility required. *APR=annual percentage rate. Rates effective the first of each month and are subject to change at any time without notice. Actual rate and loan are dependent on age of vehicle, type of loan, credit worthiness, and other factors. Any generated estimate using this calculator does not constitute an agreement or guarantee of any rate or loan amount.

who needs a wallet?

Digital payments are convenient, valuable, and, best of all, very safe! With some simple setup, you may never want to carry your wallet into a store again.